The Ultimate Guide to Moving from Florida to NJ

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Moving from Florida to NJ will certainly leave a mark on you. We’re talking about a different lifestyle, cost of living, and climate, among other things. Deciding to move out is important as it presents the first step toward a significant change in your life. Moreover, New York City is in close proximity to NJ, which can open many new doors for you.

Moving from Florida to New Jersey

Most people may find the decision to move out of Florida odd considering all the benefits of living in a warm, sunny state without an income tax. While in truth many seniors decide to make the move in the opposite direction, young families and professionals seek the closeness to NYC and relative affordability of NJ. It makes the reasons behind people leaving Florida in the past years a bit more understandable. However, interstate relocation has its challenges. We are summing up the most important points to consider before you decide to move

  • Explore commute options
  • Look for housing
  • Consider cultural differences
  • Check the local cost of living
  • Schools and health care
Jersey City is a good spot for people moving from Florida.
Various job opportunities are a magnet not easily ignored nowadays and NJ is just in the right place


Weigh daily commute options

While owning a car in NJ undoubtedly raises anxiety levels, commuting from Jersey to Manhattan doesn’t have to be complicated as it may seem at first glance. NYC, in general, has a network of train and bus lines that will take you downtown from any of the nearby suburbs and towns in under 30 minutes. Relying on public transport is your best chance to remain unscathed by the everyday rush hour press. The PATH subway is the most affordable, 20-minute commute option connecting Jersey City and NYC.

Look for a suitable home

Having in mind that you’re moving interstate, you have scant options of looking for a suitable living space. You can either browse listings online on various online platforms or consult a top-class local real estate agent. If you can manage, it would be advisable to spare a few days and visit the New Jersey city you are moving to and check the selected properties yourself. Not only will you examine the properties but you will also be able to get a feel of the neighborhood, asses the distance from your new job and figure out important amenities. You may feel overwhelmed by the expectations interstate relocation puts before you. Hence, the best way to deal with moving stress is to team up with reliable interstate movers and delegate as much work as possible to experienced professionals. Finally, don’t forget to transfer utilities at least two or three weeks before the move.

NYC metro shortens commute time to nearby NJ.
Taking into account the endless battle over parking slots, adjusting to the train timetable is not too bad after all.


Prepare for possible culture shock

Even moving to another state from within the States implies adjusting to a lot of new things so don’t be surprised if you experience a sort of culture shock. Habits and customs vary and you may find something difficult to adjust to at first. Starting anew is difficult enough, and even more so without a support system. You should consider making new friends soon after moving to make your adaptation period smoother. You can start by befriending your closest neighbors. It will be much easier to adapt to your new surroundings in NJ if you have someone local to explore it with.

Consider the higher cost of living

If you are moving from Florida to NJ you are likely ready to pay income tax and higher property tax. The average effective property tax rate in New Jersey is 2.44% compared to Florida’s 0.98%. Moreover, property taxes in New Jersey are the highest in the States. Sales tax has similar rates in both countries. However, the absence of personal income tax in Florida means that pensions are untaxed as well, while New Jersey taxes pensions even if they’re as low as approximately $65,000, though at lower rates. It is not a wonder that Florida is a haven for retirees. However, the higher cost of living also means higher wages in New Jersey. While the minimum Florida wage in 2019 was $8.46 per hour, NJ state minimum wage is $10.00 per hour and should rise for $1 every January 1 until it reaches $15 in 2024.

Schools and healthcare

It is not only that you need to find a job and a place to live when you move to another state. You need to move your medical records as well. If you have kids, you should also look for the best school in the vicinity of your new home. There are many things to take into account before the interstate relocation so make sure you start your preparation on time. Check if your Florida health insurance plan covers you in New Jersey, and if it doesn’t, find the most suitable one. Average prices do not differ significantly. Furthermore, high school rankings show that the two states are very close. Luckily, if you’re moving to NJ with kids, they will get an equally good education.

Teens studying together.
New Jersey high schools are ranked 5th and Florida 6th in 2019.


What’s the most important thing you should be aware of if you’re moving from Florida to New Jersey? You should get ready on time as an interstate relocation is not a small feat. Only planning and careful consideration of expenses will make it as effortless as possible. If your decision to move is an educated one, then you shouldn’t worry. Assigning tasks is a key point. Those of you moving with a family should try to delegate a part of the workload to every member accordingly. Make a checklist if you think it will help you. If you don’t plan on coming back to Florida any time soon, consider selling or donating your belongings. However, if your relocation to New Jersey is temporary, you can always rent a storage unit and move lightly. Every relocation is a chance to start anew and you should take it.

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